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Sell Your Home in Montreal with Confidence

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Sellers
FAQ's (Quebec)

Yes. In Quebec, the Seller’s Declaration is required for most residential sales. It discloses known issues (e.g., water infiltration, roof issues)

It’s a surveyor’s document showing boundaries, building placement, encroachments and zoning compliance. It usually must be less than 10 years old; if outdated, you may need a new one.

Typical timelines range from a few weeks to a few months, depending on price, location, seasonality and market demand. Spring and fall are often faster, but a strong strategy sells year-round.

Request a Comparative Market Analysis (CMA). Overpricing leads to stale listings; strategic pricing attracts more qualified buyers and stronger offers.

Expect: brokerage commission, notary/legal fees, mortgage discharge fees, minor prep/staging, and possible capital gains tax if it’s not your principal residence. Ask your broker and tax professional.

Focus on high-ROI updates (paint, lighting, curb appeal, repairs). Avoid major renovations unless advised by your broker based on buyer expectations in your area.

Yes. Keep it tidy, decluttered and flexible for showings; light staging helps buyers envision themselves there.

Even simple staging (declutter, neutral styling) can reduce time on market and increase perceived value.

The buyer completes financing, inspection and notary steps. Closings commonly take 30–60 days, depending on conditions and readiness.

Selling first gives budget certainty; buying first reduces double moves. Your choice depends on timelines, risk tolerance and market conditions—align with your broker’s guidance.

Buyers
FAQ's (Quebec)

Get mortgage pre-approval to set a realistic budget and strengthen your offer. Your broker can refer trusted lenders.

Not mandatory, but highly recommended in Quebec. A licensed broker helps interpret legal docs, find risks, negotiate, and coordinate due diligence. In most cases, the seller pays the buyer’s broker fee.

Typically 5% up to $500,000; 5–10% up to $999,999; 20% avoids mortgage insurance. Your lender will confirm based on your profile.

It reveals known defects, repairs and history (e.g., water infiltration, roof issues). Review it closely with your broker before making an offer.

It shows boundaries, building placement, encroachments/servitudes and zoning compliance. If invalid or outdated, it can delay or jeopardize a transaction.

Yes—even for newer homes. Inspectors assess structure, moisture, electrical/plumbing, insulation/roof, and region-specific risks (e.g., pyrite in some areas).

A municipal tax payable after purchase. The amount depends on price and municipality (e.g., Montreal tiers differ). Budget for it in closing costs

Yes: Home Buyers’ Plan (HBP) RRSP withdrawals, FHSA (First Home Savings Account), tax credits, and in some municipalities partial rebates on Welcome Tax.

Notary fees (mandatory in Quebec), inspection, home insurance, Welcome Tax, adjustments for municipal/school taxes, and moving. Plan ~2–4% of the purchase price.

From accepted offer to notary, commonly 30–60 days depending on financing, inspections and seller readiness.

Generally yes, though financing, down payment and tax implications may differ. Consult your lender, broker and notary early.

It depends on rates, price trends, rent levels, your time horizon and maintenance appetite. Your broker can model monthly cost vs. equity for your target neighborhoods.

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